N-CAM® has developed an HSA program which automatically includes access to our wellness services. The WellnessHSA® is avaibale through a partnership with First Horizon M-SAVER. Now, when opening your HSA account through National Health Services (NHS) or any NHS Broker/Agent/Distributor/ReSeller, NHS automatically provides complimentary membership and access to My Healthy Lifestyle®, the ultimate all-inclusive buying club for Health & Lifestyle! Your WellnessHSA® should be used when spending any out-of-pocket healthcare expenses. Save 20% to 60% on all Wellness services. All services are accessed through our on-line web portal: www.myhealthylifestyle.com

About First Horizon Msaver First Horizon MSAVER, Inc. is a subsidiary of First Tennessee Bank National Association. Saver is a subsidiary of First Tennessee Bank National Association. The corporation initially established its presence in 1997 as the premier administrator of Medical Savings Accounts (MSAs) now Health Savings Accounts (HSAs). Today, the company opens and services Health Savings accounts for consumers nationwide. Our commitment to customer service and leading edge products has allowed First Horizon Msaver to become one of the nation's premier Health Savings account experts. Since its inception, the company has assisted in the account set up and administration of more than 70,000 lives. First Horizon Msaver currently has partnerships with other national organizations from banks to health insurance companies to help you set up your HSA.

First Horizon Msaver, Inc., a leader in the HSA space, is recognized by thousands of insurance carriers and employers nationwide. Most notable, First Horizon Msaver, Inc. is recognized by:AMA Insurance Agency, Inc., a subsidiary of the American Medical Association, as the exclusive provider of Health Savings Accounts to physicians ADA Member Advantage endorses First Horizon Msaver, Inc. as the exclusive provider of Health Savings Accounts to ADA members.

With your My Healthy Lifestyle® HSA, you have a single point of contact for HSA set-up and administration, HSA financial and tax question support, ongoing service, and banking relationships that provide access to the funds in your HSA through debit cards and checks. Investment alternatives are also available for your HSA. Through First Horizon Insurance Services, Inc. (FHIS), an affiliate of First Horizon Msaver, high deductible health plans (HDHP) are available from highly rated insurance companies.

About National Health Services [NHS] is a national marketing company established is 2005 to serve the consumer health market with the best solutions and health savings programs. NHS provides complete cost containment and wellness solutions for consumers, employers, and self funded health plans nationally. Inquire about our turn key, co-branded and custom programs and our savings guarantee!! www.n-h-s.com